Disclaimer

Please read our conditions of use carefully as by using the website you will be taken to have agreed to be bound by them. We reserve the right to vary the conditions of use at any time and will post any variations here. You are advised to review the conditions of use on a regular basis as you will be deemed to have accepted variations if you continue to use the website after they have been posted.

Churchgate Partners LLP, Churchgate Advisory Pvt. Ltd. and Churchgate Capital Limited (together “Churchgate Partners”) provide this website, the or this “Site” www.churchgatepartners.com, (together with its contents and sub websites (may include Churchgate Partner’s IR Module and SharePoint sites) for your informational purposes only.

You agree to treat the information you obtain from the Site as confidential. This does not include the right to reproduce, modify, make collections or compilations of, distribute, or publicly display the Site or the Materials. You must not transfer the Materials to any other person or entity. You must retain, on all copies of the Materials downloaded, all copyright and other proprietary notices contained in the Materials. You agree to abide by all additional restrictions displayed on the Site from time to time. Except as expressly provided herein, Churchgate Partners does not grant you any express or implied license or permission under any patents, trademarks, copyrights or trade secret information.

Portions of the site or sub websites may be protected and can only be accessed via a User ID and password. You are solely responsible for maintaining the security of your User ID and password and for ensuring that others do not use them without your permission. You will be responsible for any wrongdoing or liability that results from the use of your User ID and password. Churchgate Partners will not be responsible for any unauthorized access to the Web site via your User ID and password. We are under no obligation to confirm the actual identity or authority of anyone using your User ID and password. Please contact us immediately upon learning that your User ID and password may have been stolen or wrongfully utilized.

Ownership and Trademarks

This authorization is not a transfer of title in the Site, or the Materials or copyrights therein. All content included on this Site, such as graphics, logos, articles and other materials, is the property of Churchgate Partners or others and is protected by copyright and other laws. All trademarks and logos displayed on this Site are the property of their respective owners, who may or may not be affiliated with our organization.

No Warranty or Reliance

THE MATERIALS MAY CONTAIN INACCURACIES AND ERRORS. CHURCHGATE PARTNERS DOES NOT WARRANT THE ACCURACY OR COMPLETENESS OF THE MATERIALS OR THE RELIABILITY OF ANY ADVICE, OPINION, STATEMENT OR OTHER INFORMATION DISPLAYED OR DISTRIBUTED THROUGH THIS SITE. CHURCHGATE PARTNERS DISCLAIMS ANY DUTY TO UPDATE ANY INFORMATION SET FORTH HEREIN THIS SITE, THE INFORMATION AND MATERIALS ON THIS SITE, AND, TO THE EXTENT APPLICABLE, ANY SOFTWARE MADE AVAILABLE ON THIS SITE, ARE PROVIDED “AS IS” WITHOUT ANY REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, NONINFRINGEMENT, OR FITNESS FOR ANY PARTICULAR PURPOSE. SOME JURISDICTIONS DO NOT ALLOW FOR THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

Nothing contained on this Site constitutes financial, legal, tax or other advice, nor is any information or material on this Site to be deemed a recommendation to buy or sell any securities or is to be relied upon for the purpose of making or communicating investment or other decisions.

Third-Party Sites

As a convenience to you, Churchgate Partners may provide, on this Site, links to websites operated by other persons or entities. If you use these sites, you will leave this site. Churchgate Partners makes no warranty or representation regarding, and does not endorse, any linked websites or the information appearing thereon or any of the products or services described thereon. Links do not imply that any linked website is authorized to use any of Churchgate Partners’ trademarks, trade names, logos or copyright symbols.

External Links to This Site

All links to this Site must be approved in writing by Churchgate Partners, except that Churchgate Partners consents to links in which: (i) the link is a text-only link containing only the name “Churchgate Partners”; (ii) the link “points” only to www.churchgatepartners.com and not to deeper pages; (iii) when activated by a user, the link displays that page full-screen in a fully operable and navigable browser window and not within a “frame” on the linked website; and (iv) the appearance, position, and other aspects of the link neither creates the false appearance that an entity or its activities or products are associated with or sponsored by Churchgate Partners nor damages or dilutes the goodwill associated with Churchgate Partners’ name or trademarks. Churchgate Partners reserves the right to revoke this consent to link at any time.

Limitations of Damages

CHURCHGATE PARTNERS AND ITS AFFILIATES AND SUBSIDIARIES ARE NOT LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES (INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION OR PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM) THAT ARE RELATED TO THE ACCURACY, INACCURACY, USE OF, OR THE INABILITY TO USE, THE CONTENT, MATERIALS, AND FUNCTIONS OF THIS SITE OR ANY LINKED WEBSITE, EVEN IF CHURCHGATE PARTNERS IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Changes

Churchgate Partners reserves the right, at its sole discretion, to change, add or remove any portion of the Site or the Materials. Churchgate Partners may change, suspend or terminate any aspect of the Site or Materials. Churchgate Partners may also impose limits on certain features and services or restrict your access to parts or all of this Site without notice or liability. Churchgate Partners may terminate the authorization, rights and license given above and, upon such termination, you shall immediately cease using and destroy all Materials. These conditions of use are governed by the laws of India and you agree that Indian courts shall have exclusive jurisdiction in any dispute. This page constitutes the entire agreement between Churchgate Partners and you with respect to your use of this Site. Any cause of action you may have with respect to your use of this Site must be commenced within one (1) year after the claim or cause of action arises.If for any reason a court of competent jurisdiction finds any provision of this page or portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to affect the intent of the provision, and the remainder of this page shall continue in full force and effect.

PRIVACY POLICY

In this Privacy Notice Data Protection Legislation means (i) before 25 May 2018, the EU Data Protection Directive 95/46 and all national implementing laws (including the UK Data Protection Act 1998); and (ii) on or after 25 May 2018, the EU General Data Protection Regulation 2016/679 (“GDPR”); together with all other applicable and national implementing legislation relating to privacy or data protection; and where we use the terms “personal data”, “data subject”, “controller”, “processor” and “process” (and its derivatives), such terms shall have the meanings given to them in the Data Protection Legislation.

INTRODUCTION

Churchgate Partners is committed to keeping your personal data private. We shall process any personal data we collect from you in accordance with GPDR regulations and the provisions of this Privacy Notice. Please read the following to understand our views and practices regarding your personal data and how we will treat it.

DATA CONTROLLER

For the purpose of the GDPR, Churchgate Partners is the data controller of your information. This means that we are responsible for deciding how we hold and use your personal data. We are required under Data Protection Legislation to notify you of the information contained in this Privacy Notice.

DATA PROTECTION OFFICER

Churchgate Partners are not required to have a Data Protection Officer under the GDPR, since we are not a public authority or body nor do we carry out any of the data processing that requires the appointment of one.

COLLECTING INFORMATION FROM YOU

Churchgate Partners will collect and process your personal data you provide us through application forms, our website, face-to-face and electronic communication (including telephone conversations) in order to provide our services to you.

THE KIND OF INFORMATION WE HOLD ABOUT YOU

We may collect, store, and use the following categories of personal data about you:

* Personal contact details such as name, title, addresses, telephone numbers, and personal email addresses.

The human resource department, post-application, may store:

* Date of birth

* Gender

* Employment status and salary

* Marital status and dependants

* Financial information

* Pay records

* Location of employment or workplace

* Copies of driving licences or other IDs like passports

* Other information about an individual that you or they disclose to us when communicating with us

* Photographs

Please note, however, that in certain circumstances it may be still lawful for us to continue processing this information even where consent has been withdrawn, if one of the other legal bases described below is applicable.

LAWFUL GROUNDS FOR USING YOUR INFORMATION

We are permitted to process your personal data in compliance with Data Protection Legislation by relying on one or more of the following lawful grounds:

* You have explicitly agreed to us processing such information for a specific reason.

* The processing is necessary to perform the agreement we have with you or to take steps to enter into an agreement with you.

* The processing is necessary for compliance with a legal obligation we have.

* The processing is necessary for the purposes of a legitimate interest pursued by us, which might be:

* to provide services to you;

* to ensure that our customer accounts are well-managed;

* To prevent, detect, investigate and prosecute fraud and alleged fraud, money laundering and other crimes and to verify your identity in order to protect our business and to comply with laws that apply to us and/or where such processing is a contractual requirement of the services or financing you have requested;

* to protect our business interests;

* to ensure that complaints are investigated;

* to evaluate, develop or improve our services; or

* to keep our customers informed about relevant services, unless you have indicated at any time that you do not wish us to do so.

PURPOSE OF STORING INFORMATION

Churchgate Partners only stores information that is relevant to their business practises. We store your data so that we may contact you in the future and continue to send relevant marketing information. All data stored by Churchgate Partners will be processed as set out in this privacy policy. Under the right to data access, you can request to see which data of yours is being stored by Churchgate Partners and see how it is being used by them.

INFORMATION SHARING

We keep all your personal data confidential. However, in order to be able to service your needs to the best of our ability, we may share any information you provide to us with our group companies and their agents, counterparties and support service or data providers, wherever located. If you have provided information to other members of our group, those entities may also share that information with us. We will ensure that if we share such information with third parties, any such disclosure is at all times in compliance with Data Protection Legislation.

To help us provide services, your data will be processed internally and externally by other third parties. We use third parties for storage of your data. We will outsource some services to third parties whom we consider capable of performing the required processing activities so that there is no reduction in the service standard provided to you by us.

The recipients or categories of recipients, of your information may be:

* UK and overseas regulators and authorities in connection with their duties (such as crime prevention).

* Anyone to whom we may transfer our rights and/or obligations;

* Any other person or organisation after a restructure, sale or acquisition, as long as that person uses your information for the same purposes as it was originally given to us or used by us (or both).

* Credit reference, identity and address verification organisations who may record and use your information and disclose it to other lenders, financial services organizations and insurers. Your information may be used by those third parties to make assessments in relation to your creditworthiness for debt tracing.

* Fraud prevention agencies and law enforcement agencies who will use it to prevent fraud and money-laundering and to verify your identity if false or inaccurate information is provided by you and fraud is identified. We, fraud prevention agencies and law enforcement agencies may access and use your information for example, when:

* Checking details on applications for credit and credit related or other facilities;

* Managing credit and credit related accounts or facilities;

* Recovering debt;

* Checking details on proposals and claims for all types of insurance.

DETAILS OF DATA TRANSFERS OUTSIDE THE EU

Information about you in our possession may be transferred to other countries outside the European Economic Area (particularly to our parent company in India) for any of the purposes described in this Privacy Notice.

You and they understand and accept that these countries may have differing (and potentially less stringent) laws relating to the degree of confidentiality afforded to the information it holds and that such information can become subject to the laws and disclosure requirements of such countries, including disclosure to governmental bodies, regulatory agencies and private persons, as a result of applicable governmental or regulatory inquiry, court order or other similar process. In addition, a number of countries have agreements with other countries providing for exchange of information for law enforcement, tax and other purposes.

When we, or our permitted third parties, transfer information outside the European Economic Area, we or they will impose contractual obligations on the recipients of that data to protect such information to the standard required in the European Economic Area. We or they may require the recipient to subscribe to international frameworks intended to enable secure data sharing. In the case of transfers by us, we may also transfer your information where the transfer is to a country deemed to provide adequate protection of your information by the European Commission or you have consented to the transfer.

If we transfer your information outside the European Economic Area in other circumstances (for example because we have to provide such information by law), we will use best endeavours to put in place appropriate safeguards to ensure that your information remains adequately protected.

RETENTION AND DISPOSAL OF DATA AND OUTPUT

We will only keep the information we collect about you on our systems or with third parties for as long as required for the purposes set out above or as required to comply with any legal obligations to which we are subject. This will involve us regularly reviewing our files to check that information is accurate and up-to-date and still required.

We will normally destroy or erase data after statutory timelines lapse. However, we may retain your information, or information relating to your account after you cease to be a customer for longer than this, provided it is necessary for a legal, regulatory, fraud prevention or other legitimate business purpose.

STORAGE OF YOUR PERSONAL DATA AND DATA SECURITY

All information you provide to us is stored in our secure servers. We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed. In addition, we limit access to your personal data to those employees, agents, contractors and other third parties who have a business need to know basis. They will only process your personal data on our instructions and they are subject to a duty of confidentiality.

We have put in place procedures to deal with any suspected data security breach and will notify you and any applicable regulator of a suspected breach where we are legally required to do so.

MARKETING INFORMATION

We and other members of our group may use your information from time to time to inform you by letter, telephone, text (or similar) messages, email or other electronic means, about similar services which may be of interest to you or them.

You, your may, at any time, request that we cease or do not send such information by one, some or all channels, by clicking the unsubscribe option. When you have unsubscribed, your personal data will not be destroyed but you will be removed from the relevant marketing information. If you wish to delete all of your data, you have the right to data deletion.

RIGHTS OVER YOUR PERSONAL DATA

Under certain circumstances, by law you have the right to:

* Be informed about the processing of your personal data (i.e. for what purposes, what types, to what recipients it is disclosed, storage periods, any third party sources from which it was

obtained, confirmation of whether we undertake automated decision-making, including profiling, and the logic, significance and envisaged consequences).

* Object to your personal data being processed for a particular purpose or to request that we stop using your information.

* Request not to be subject to a decision based on automated processing and to have safeguards put in place if you are being profiled based on your personal data.

* Ask us to transfer a copy of your personal data to you or to another service provider or third party where technically feasible and otherwise required by applicable regulations.

* Withdraw, at any time, any consent that you have previously given to us for our use of your personal data.

* Ask us to stop or start sending you marketing messages at any time.

* Request access to your personal data (commonly known as a “data subject access request”). This enables you to receive a copy of the personal data we hold about you and to check that we are lawfully processing it.

* Request correction of the personal data that we hold about you. This enables you to have any incomplete or inaccurate information we hold about you corrected. It is important that the personal data we hold about you is accurate and current. Please keep us informed if your personal data changes during your working relationship with us.

* Request the erasure of your personal data. This enables you to ask us to delete or remove personal data where you think that we do not have the right to process it.

Any request for access to or a copy of your personal data must be in writing and we will endeavour to respond within a reasonable period and in any event within one month in compliance with Data Protection Legislation. We will provide this information free of charge unless the request is manifestly unfounded or excessive. We will comply with our legal obligations as regards any individual’s rights as a data subject.

RIGHT TO COMPLAIN TO THE ICO

You can contact the ICO if you have any concerns about how Churchgate Partners has handled your personal data and you also have the right to make a complaint at any time to the Information Commissioner’s Office (ICO), the UK supervisory authority for data protection issues. You can contact the ICO via their helpline on 0303 123 1113. You can find out more information about your rights as a data subjects, their regulatory powers and actions they can take on their website https://ico.org.uk/

THIS PRIVACY NOTICE

The content or services mentioned on our website may be changed in future and consequently this Privacy Notice may also change. Any changes we may make to this Privacy Notice in the future will be posted on this page and where appropriate, notified to you by email. We recommend that you re-visit this page regularly and inform us if you do not agree to any term mentioned here.